Mortgages

 Mortgage Advice

Find Me A Mortgage

At Gloucester Mortgage Centre we are a family run, independent mortgage specialists based in Gloucestershire and the surrounding area with over 30 years experience and expertise providing Whole of Market mortgage advice. 

We take pride searching the market to find you the best deal from 1000's of mortgages from dozens of lenders including all the major lenders and specialist mortgage providers for more complex cases.
 
From buying your first home, remortgaging or moving to your dream home, we are here every step of the way to make your mortgage journey as smooth and straight forward as possible. 

First Home
Taking the decision to buy your first home can be a daunting prospect, our experts want to help make that process as straight forward for you as possible and make your first step on to the property ladder an enjoyable experience.
Even if you've researched and know what you want there are many things to remember and keeping on top of it can be tricky. Contact us for an initial consultation to find out more.
Moving Home
 If you're thinking about moving home we can help you find the best deal for you. Taking the stress out of Moving Home.
With our experts, moving home doesn't have to be a complicated process. We'll work with along side you whether you are buying and selling or keeping your existing property to let out. We'll be there for you  all the way.

Remortgaging
If you're coming to the end of your current lenders deal, finding the time to deal with remortgaging can be tough but could save you £100s a month in interest. 

With our wide range of lenders and deals available, we can search the market to find you the best deal, saving you time and money. Helping to make sense of interest rates, fees involved and costs involved.

Buy To Let

If you have property that you want to rent out and want to become a landlord, you will need to get a Buy to Let (BTL) mortgage. Whilst there are similarities between Buy to Let and normal, residential mortgages there are some key differences between the two.


Whether you are considering purchasing your first buy to let property or adding to a portfolio, securing the right Buy to Let mortgage is essential to maximise your potential profit.

Frequently Asked Questions

Got a question? We’re here to help. Here are some of the most common mortgage questions.

  • How much deposit do I need?

    The larger the deposit or equity in your home the better as lenders base the interest rate they borrow on against the risk to them.


    Typically the minimum deposit required is 5% although this may be reduced in some circumstances.

  • How much can I borrow?

    This is a question we can really only answer following an initial appointment with you.

    The best way to find out is to book your free initial consultation with us.

    Email enquiries@gloucestermortgagecentre.uk today and we'll find out and what mortgages are available for you.

  • What if I have bad credit?

    Bad credit doesn't have to be a barrier to having a mortgage. We have relationships with mortgage lenders who specialise in helping those with adverse credit, CCJs and debt management plans.


    We offer a free initial consultation. We'll listen to your individual mortgage needs and work out with you what are available to you.


    Book today by emailing enquiries@gloucestermortgagecentre.uk

  • What documents will you need?

    This will vary lender by lender.


    But as a minimum, lenders will ask to see your most recent payslip, although if you are paid mainly by commission/ overtime or with bonuses lenders will want to see a track record of these.


    We'll also need a form of Photo ID such as a driving Licence or Passport. Along with a utility bill such as a bank statement, council tax bill or mortgage statement.

Wide range of products available to find the right cover for you and your needs

Protecting loved ones and yourself if the worst were to happen

Contact us today for more information

Protection.

Life is unprectictable and we can all face events that have the potential to wreck lives and families.

Imagine the impact on you and your family should the main earner in your household die or become seriously ill. It might not happen to you and we hope it doesn’t but no one knows what is around the corner.

While there no insurance that can prevent these event from happening, you can protect yourself and your family financially by making money available, should something unexpected happen.

Having the right protection in place can be the difference between keeping and losing your home, and maintaining your family’s lifestyle, ensuring that loved ones are taken care of.


Contact Us

Our Fee

We offer a free initial consultation, so don't delay, contact us today and book an appointment.

Should you choose to proceed with us, we typically charge a fee of £395 to handle your mortgage and find you the product to suit your needs on Residential & Buy to Let Mortgages


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