Life assurance & Life insurance
Cover designed to pay out in the event the policy holder should pass away.
Helping to cover the cost of outstanding mortgage and looking after loved ones.
Although many assume life assurance and life insurance are the same things, there are differences between the two.
Life assurance has no fixed end. This means the policy will pay out a sum of money in the event of your death, no matter when this might be as long as the policy is still active.
Life insurance only covers you for a certain, agreed period of time. This cover is usually scheduled to run alongside a mortgage.
If you pass away during this period your family will receive a sum of money.
However, if you survive the term, the policy will end without any pay out. So, with the support of an adviser, you can make sure you secure the policy that's right for you.
Key Features of Life Insurance
Pays out in the event of the insured persons death
Benefit is ordinarily paid in a single tax free lump sum
Family Income Benefit cover pays an income to your family rather than a lump sum
You can choose whether the level of cover increases, decreases or stays level during its term.
We know it's not the easiest thing to discuss but life assurance is essential so that your loved ones are protected should something happen to you.
Our team of expert advisers can explain everything, helping you pick the cover that's right for you.
Contact Us
Book your free protection consultation today
We offer a wide range of protect products to meet your individual needs.
Our qualified Mortgage and Protection advisors will be able to take the time you need to review your protection needs and ensure that you are covered for your needs.
We offer appointments to suit around you.
Evening and weekend appointments available on request subject to availability.
Face to face, telephone or video call appointments available.
Providing you with peace of mind
NO No one wants the worst to happen to them, but in the event it does having the correct cover in place will ensure you can still look after your loved ones.