At Gloucester Mortgage Centre we want to help make the process of owning your own home as stress free as possible from start to finish. We know their can be lots of technical jargon or phrases you may not be familiar with and we aim to break down your mortgage so its easy for you to understand. Below are a few points to help you understand your home buying journey.
For more information or to arrange an appointment contact us on 0333 011 2520. We are happy to help.
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You've worked and saved hard to have a deposit ready! Now let's work out how much you can borrow. Contact us today for your free initial consultation.
From the information you give us we'll find out what you can borrow and from which lenders so you know what your budget is to spend on your first home. You've probably already been having a sneak peak at the market, now you can look for your first property.
Now you know your budget you can view seriously! While it can be tempting to fall in love with the first home you view. Do your research. The more viewings you have the more you'll know what you like/dislike. You'll also get to know what to look out for!
Awesome! You've found the property you want and it's in your budget. Time to make an offer to the estate agent. Time to cross those fingers it gets accepted. But don't worry if it doesn't there will always be another property.
You have your Decision in Principle and your offer has been accepted. Now it is time to formally apply for the mortgage. You'll need to find a Conveyancing team to handle the legalities of the purchase. There will also be surveys needed on the property of your choice.
Everything has gone smoothly so far, now it's time to exchange contracts. At this point you are legally obliged to purchase the property. Next up is completion date, this means it is finally your home! Time to start unpacking.
Services that might benefit you....
Gloucester Mortgage Centre are authorised and regulated by the Financial Conduct Authority, FCA registered (http://www.fca.org.uk/register) under reference 300783.
The Financial Conduct Authority does not regulate Buy to Let Mortgages.
Gloucester Mortgage Centre may charge a fee for arranging your mortgage. Typically £495, the actual fee will depend on your circumstances.
Your home may be repossessed if you do not keep up with the repayments on your mortgage.
Information contained within this website is subject to UK regulatory regime and is therefore targeted at UK consumers.
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